Credit checks for grounds for employment or not are invasive and can be discriminatory. They are not a legitimate item within the procedures used for pre-employment investigations or background checks, unless used inn cases of banking and government positions.
Financial background checks for everyone in any job application have angered increasing numbers of long-term unemployed job seekers from 2000 – 2010 in America, with sound reason. As they are eliminated by laws in each successive US States, residents of other states wonder when their state will take such action.
Analysts have found, from examining many corporate employment records across the country, that a personal credit history containing problems does not correlate with financial/material dishonesty on the job or with poor overall job performance. This is especially true in cases that occur during recessions – like the Recession of 2008 – 2010, which is still wreaking havoc with US residents’ lives.