How to Avoid Credit Card Debt and Stay Out of Bankruptcy: http://hubpages.com/t/1e7bbb
Credit cards can pull consumers into a lake of financial fire from which few return.
Credit cards have become a financial horror in the United States in the 2000s and 2010s, because of increasing interest rates, service fees, late fees, and over-line penalties. At the same time, conspicuous consumerism in the media is urging the American Public from Skid Row to Wall Street to buy more products and services.
Advertising is driving people into a credit card lake of fire. We could certainly use the Old Testament Hebrew tradition of erasing all debts every 7 years! See what you can do about credit cards, their use, and management, at the link above.