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How to Understand Personal Finance When You Haven’t a Clue

Having taught rock bottom foundational first-job personal finance for several years, I want to share what works and what does not work with workers and bosses of all ages and with job seekers and permanently unemployed. These ideas help individuals and families that receive public assistance, Disability insurance payments of any kind, the suddenly widowed,  the 18-year-old that has just left home, and  anyone else that may not understand how a budget works.

Best of all, I explain the difference between Necessities and Luxuries and what to cut out in order to survive.  See the link and pass it on. Happy New Year! 

If you have money-saving and money-making tips, please share them with us at the Money Grows on Hubs Contest running through January 31, 2011. Daily, weekly, and overall winners – cash prizes!

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